(Check this! Bagan 18 bar and restaurant or “Penang‘s closest brush with fabulousness” 🙂 )  

(continued from part one )

Here’s my 2 cents worth to Mike.  

He should manage his portfolio according to the asset allocation model appropriate for his circumstances. Asset allocation is just a fancy phrase for the process of dividing up our investments into various asset classes. Primarily the asset classes are shares or equities, bonds and cash. For example you may decide on a 60:30:10 asset allocation model which means 60% of your money is in equities, 30% in bonds and 10% in cash.   (more…)