Live simply. Meditate. Consume less. Think more. Sunday, Apr 20 2008 


 Words to live by as we approach Earth Day 2008 on Tuesday, April 22.  And this just happens to be No. 51 on’s list of 51 things you can do to conserve the environment. (see The Global Warming Survival Guide). To paraphrase no. 51:

“Live simply. Meditate. Consume less. Think more. Get to know your neighbors. Borrow when you need to and lend when asked. E.F. Schumacher praised that philosophy this way in Small Is Beautiful: “Amazingly small means leading to extraordinarily satisfying results.””



Penny-pinching and notes to becoming a Tight-wad! Saturday, Mar 1 2008 

Street Seller in BKK

I have a new tenant moving into my condo this coming April, and as usual the agent gave me a list of TO DO’s to get the place in a satisfactory state for the Japanese family. One of the things on the list was to clean the stains on the ceramic tiles in the living room. Sounds easy enough….NOT!


Can you do this? A 2008 Challenge Monday, Jan 7 2008 

Happy New Year, have you written down your New Year’s resolutions yet? I’m in the midst of doing mine. Well, I roughly know what will go on the list already but to “keep it real”, I need to put it all onto paper and make a PLAN! Yes yes, worklife (oops I mean work-life … you see, I can’t even split the 2 words up) balance is definitely up there.

As you know, TOHTMYM is generally about managing your money….and so far I’ve been blabbing on about investments and the options available. But I have many friends who moan to me all the time about how they cannot invest because they’re clearing off debt, or how they cannot save on their meagre salaries!!! These are folks in their early to mid thirties. My friend Nance got caught in the debt trap because she said they lived a paltry existence, up until her first credit card was approved! Then, BOOM! all hell broke loose